DUE DILIGENCE

We have been providing a specialist range of Diligence Services to ABL Sector since 1997.

Pre Lending Reviews
Often conducted under time critical conditions, AtlanticRMS provides fully independent assessment of the collateral liquidity, financial performance and business conditions.
We perform examinations and testing regimes to establish that the collateral and procedures secure the proposed advance. A key element of this review is an in depth understanding of the business its customers and modus operandi.
Cross Border Examinations
Handling differences in culture and customs, language and jurisdiction are all features of our cross border audits. Features of international due diligence include multi-currency and multi-site transactions which must be coordinated into a composite report.
Our team has many years experience of working throughout the UK, Europe and beyond for banks in the US and Europe.
Asset Based Lending Reviews
Our knowledge within the ABL market allows accurate and concise examination of receivables, inventory and other asset collateral.
Different industries create diverse challenges for the Asset Based Lender and experience and knowledge of assets across many industry sectors is paramount. Our templates and testing regimes to provide the most comprehensive report and explanation of the circumstances of the borrower and its collateral.
High Risk Reviews
Has been designed to respond to risks and threats to your client and or your collateral.
A detailed and in-depth examination of your client's collateral liquidity, internal systems and procedures, and imminent financial conditions. The HRR provides a deep understanding of key business conditions and dependencies. A critical part of the HRR is contingency planning which often forms a pre work-out solution.
This review work is by its nature reactive, as situations suddenly unfold within a client portfolio. We have a highly flexible approach and fast response times providing prompt and regular feedback through the process. These reviews are carried out with speed, sensitivity and discretion.
Collectability Reviews
Understanding the value of the collateral is imperative in situations where the risks and threats are known to be onerous such clarity is essential.
Our experience of distressed collect-outs in a variety of industries and sectors gives us additional insight into collateral recovery issues. We enable the lender to understand the true value of their asset along with strategic and recovery options.
Lender to Lender Reviews (Back to Back)
Utilsing our specially designed templates and testing regimes, we review funding facilities provided to Factors Discounters and Asset Based Lenders. This review considers Portfolio and Management, Collateral Performance, Systems and Procedures and Risk and Operations.